Kviku Finance, a leading P2P loans marketplace

How Kviku Finance Works?

Kviku Finance is an investment platform within
the international financial holding Kviku Group comprising consumer lenders from Europe and Asia.

We offer to invest in loans issued by the integrated lending companies with a full buyback guarantee.
The investment process is performed automatically.

How to create my first Auto-Invest Portfolio?

Once you have added funds to your investor account, you are able to create your first Auto-Invest Portfolio. The Auto-Invest Portfolio is the only form of investment with Kviku Finance as it will automatically invest into loans based on your selected criteria. From the investment screen choose the amount and term of your auto-invest portfolio with the sliders. On the right side you will see the expected return for your planned investment. Then click “Create Portfolio”. Here you can name your portfolio, check the amount and term once more along with your expected return. Once you agree to the terms you can finish creating your auto-invest portfolio or you can choose to adjust specific loan selection criteria by clicking “more options”. If you don’t make any adjustments, your portfolio will be created with default criteria – any remaining loan amount available for investment, any loan term, investment in loans issued in any of countries, reinvestment of the money. The default loan selection criteria have been set to maximize the amount of loans that you can invest in. As you adjust the criteria note this might limit the amount of loans that fit your criteria and thus limit your investment opportunities.

What type of investments can I make on Kviku Finance?

Kviku Finance allows you to invest in unsecured consumer loans that have been issued by Kviku Group lending companies in Poland, Spain, Philippines, Russia and Kazakhstan.


HeavyFinance, a crowdfunding platform for heavy machinery

What is HeavyFinance?

HeavyFinance is a marketplace, where investors and businesses dependent on the use of heavy equipment meet. The investment opportunities provided by the HeavyFinance platform are always backed by heavy equipment as collateral.

Why invest via HeavyFinance?

HeavyFinance is the only platform providing an opportunity to invest in loans backed by heavy machinery. The significant benefit of heavy equipment as collateral is the liquidity of this type of asset. Tractors, combines and other heavy machines are easier to sell than real estate and don’t lose much value in times of uncertainty.

What measures does HeavyFinance take to ensure loan security?

Depending on the project, various measures can be taken to ensure the security of the loan. Here are some of them:

  • Pledge of property by the primary mortgage;
  • Civil and Comprehensive vehicle insurance, where HeavyFinance platform is indicated as the beneficiary;

What does the LTV (Loan-to-Value) indicator next to the projects mean?

The LTV indicator provided next to each crowdfunding project shows the loan amount to pledged property value ratio. The lower the indicator, the lower the investment risk, as in the case of non-repayment of the loan, the value of the property sold will be higher than the loan.