NEO Finance review. Pros and Cons

NEO Finance review. NEO Finance first and, so far, the only Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania. When agreements with borrowers are terminated, investors can sell their investments for 50-80% of their face value to NEO Finance. Also, a unique service of Provision Fund allows investors to reduce their investment risk: if a loan defaults, NEO Finance guarantees to repay investors with all the company assets as collateral.

NEO FINANCE key metrics

Average return: UP to 12%

Investors: 12960+

Amount invested: 68M+ EUR

Regulated: Yes

Autoinvest: Yes

NEO Finance PROS

  • Buyback guarantee
  • High returns up to 12%
  • Autoinvest
  • Easy to use
  • Secondary market
  • EMI licence
  • Regulated the central Lithuanian market

NEO Finance’s CONS

  • Buyback for 50% – 80% of the loan value

My personal review

NEO Finance platform is a solid regulated platform from Lithuania which has issued loans worth of more than 68M eur. More than 12900 investors trust NEO Finance. . It is easy to use their investment platform and navigate through their dashboard. Returns are attractive and you can earn up to 12%. The platform is supervised and regulated by the Lithuanian central bank. It is the biggest peer to peer lending platform in Lithuania at the moment.

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