Moncera, a P2P marketplace from Estonia

Moncera is a peer-to-peer marketplace, where Investors can build a regular flow of passive income by investing in consumer loans from non-banking lending institutions.

How does Moncera work?

Loan Originators list loans issued to the borrowers on the marketplace. Investors are free to choose between different loans and volume they want to finance. Different Loan Types with various maturities and returns allow Investors to create their investment portfolio according to their strategy. You can either invest manually by browsing through the market or you can set up an Auto-invest portfolio investing according to your chosen criteria.

Who is eligible to invest with Moncera?

To become an investor you need to be at least 18 years old, be a resident of a European Economic Area (EEA) country and have a bank account in your name opened in an EEA country. An individual is recognized as a resident if he or she is a citizen, has a residence permit or is registered as a tax payer in an EEA country.